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CRYPTO CARD PROGRAM‎

Making everyday purchases with crypto cards

Consumers can use their crypto holdings across 150 million+ acceptance locations — with the security they trust from Mastercard.

Woman's hand paying for item with phone

Unlock the opportunity of crypto and stablecoins

Tap into this fast-growing market by embedding crypto into familiar payment tools like cards.

39%

of crypto holders say they’ve used them to shop for goods and services [1]

100m+

global stablecoin 
transactions made monthly[2]

$390b

stablecoin payment volume in 2025[3]

Binance logo.
BitgetWallet logo.
Bybit logo.
Gemini logo.
Kraken logo
Meta Mask logo
Nexo logo.
OKX logo.
Wireex logo.

solution

Scalable, trusted crypto payment experiences

Our secure, global payments network enables the simple and real-time use of crypto and stablecoins for everyday transactions.

Everyday utility

of crypto and stablecoins through global merchant acceptance

Real-time crypto-to-fiat conversion*

ensures that merchants are always paid in fiat

Familiar user experience

with no change to traditional checkout flows

More card usage and engagement

for issuers by turning crypto and stablecoin wallets into spending tools

Card types

Crypto cards in market

Our range of card types enables secure, seamless crypto and stablecoin payments anywhere Mastercard is accepted.

Card funded by crypto and stablecoins

The Binance Mastercard enables real-time conversion of crypto and stablecoins to Brazilian Real (BRL), offering seamless payments secured by Mastercard.

Colorful image of a Mastercard payments card with Binance logo

Crypto-backed credit card

The Nexo Mastercard lets users access liquidity without selling their crypto. Secured by digital assets, the card is perfect for everyday spending.

Image of Mastercard payment card with Nexo logo

Crypto rewards card

The Gemini Credit Card® lets users earn crypto rewards and receive them directly to their account in real time.

Image of Mastercard payment card with GEMINI logo

Self-custody card

The MetaMask Card lets self-custody wallet users spend crypto while maintaining full control of their assets until payment.

Image of Mastercard payment card with MetaMask logo

A comprehensive approach to support your success

Mastercard supports you at every stage of your card program development.

Build

We'll help design your program to align with your business needs and develop card constructs to ensure a product market fit.

Launch

We’ll craft a go‑to‑market strategy that optimizes the user experience for maximum engagement an impactful launch.

Deploy

We’ll define the operating model, guide implementation and offer post-launch support to drive usage.

Enjoy the benefits of crypto and stablecoin cards

Mastercard’s Crypto Card Program gives consumers the choice to pay with crypto — benefitting all program partners.

Consumers

Make everyday purchases with crypto and enjoy Mastercard rewards, protections, and credit lines based on your holdings.*

Crypto partners

Drive incremental revenue, acquire new customers and boost loyalty and wallet stickiness by enabling everyday crypto utility.

Issuers

Attract and retain customers with differentiated offerings and unlock new revenue streams with innovative payment solutions.

Merchants

Enable seamless customer spending of crypto and stablecoin balances and guarantee settlement for acquirers without new integrations.

Scale and enhance your crypto card program

Community bank.

Global Reach Partner Program

Support for launching in multiple countries through tailored go-to-market strategies.

Learn more
Community bank.

Stablecoin settlement

Faster settlement with Mastercard leveraging blockchain-based rails.

Phone with dollar sign

Mastercard Move

Enables consumers to transfer fiat balances in their crypto wallets to their card or bank account.

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Small business.

Mastercard Crypto Credential

Enable consumers to send and receive digital assets with confidence using their email or phone number.

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Small business.

Start Path Crypto

Partners gain strategic support, global scale and enhanced brand exposure to fast-track success.

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Small business.

Mastercard Crypto Partner Program

A partner program built for innovators and designed for collaboration.

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Small business.

Mastercard Engage

Connecting customers to financial technology partners to help build and bring innovations to market.

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Contact us

Get in touch to learn more about our Crypto Card Programs and how they might work for you.

Request info
Mastercard logo.

[1] National Cryptocurrency Association, State of crypto holders report, 2025.

[2] Grayscale, Stablecoins and the future of payments, 2025.

[3] McKinsey, Stablecoins in payments: What the raw transaction numbers miss, 2026.

* Depends on the program

 

Frequently asked questions

What is the Mastercard Crypto Card Program and how does it work?

The Mastercard Crypto Card Program lets consumers spend digital assets like crypto at millions of locations worldwide. It works by converting crypto payments into fiat currency before they reach the Mastercard network..

How does the program ensure security and regulatory compliance for crypto payments?

Security and compliance are built into the Mastercard Crypto Card Program through strict AML checks, sanctions screening, and fraud monitoring. These measures help protect transactions and meet global regulatory standards.

Can financial institutions integrate the Crypto Card Program with their existing systems?

Yes, integration is typically straightforward with Mastercard’s APIs and modular services. Financial institutions can connect existing systems to enable crypto payments while maintaining secure transactions and compliance.

What benefits does the program offer to cardholders using digital assets?

Cardholders enjoy real-time crypto-to-fiat conversion, global acceptance, and Mastercard protections. These benefits make paying with digital assets simple, secure, and widely accessible.

How does Mastercard build consumer trust in crypto transactions?

Mastercard builds trust by partnering with regulated crypto platforms and applying strong security standards. Every transaction is monitored for fraud and compliance, giving consumers confidence in using digital assets.

What settlement and processing options are available for crypto payments?

Crypto payments settle in fiat currency through Mastercard’s network, with optional stablecoin settlement in select markets. This ensures predictable timelines and compliance for every transaction.

Which types of digital assets are supported under the Crypto Card Program?

The Crypto Card program supports major cryptocurrencies like Bitcoin and Ethereum, as well as stablecoins such as USDC and USDT. Supported assets may vary by partner and region.

How does Mastercard manage fraud prevention and secure transactions in crypto payments?

Fraud prevention combines Mastercard’s global security tools with identity verification and compliance checks. These layers help keep crypto transactions safe and reliable.

What are the key steps for financial institutions to enroll in the Crypto Card program?

Crypto Card enrolment involves planning, partner introductions, compliance registration, and implementation. Mastercard supports institutions throughout the process to ensure smooth integration.

How does the Crypto Card program help institutions meet global regulatory requirements?

Crypto Card program enforces AML and KYC protocols, sanctions screening, and ongoing monitoring. These steps help institutions stay compliant while offering crypto payment options.

Are there any limitations or restrictions on crypto transactions through the Crypto Card program?

Yes, crypto is converted to fiat before reaching Mastercard’s network, and supported currencies vary by market. These measures ensure compliance and secure transactions.

How does Mastercard ensure smooth integration for fintech partners?

Fintech partners benefit from turnkey services like BIN sponsorship, processing, and API connectivity. These tools simplify adoption while maintaining compliance and security

What reporting and analytics tools are available for institutions using the Crypto Card program?

Institutions using Crypto Card program receive detailed transaction reports, reconciliation tools, and quarterly Mastercard reporting. These resources support transparency and operational efficiency.

How does the Crypto Card program impact cross-border payments and settlement timelines?

Cross-border crypto payments follow standard Mastercard settlement timelines since transactions convert to fiat. This ensures fast, predictable processing worldwide.

What support does Mastercard provide for compliance audits and risk management?

Mastercard offers partner checks, ongoing monitoring, and guidance on AML and sanctions compliance to manage risk and maintain trust.