Our last In Tech column of the year looks at some of the biggest trends that influenced the industry.

Criminal tactics are always evolving, so stopping these schemes has become an arms race — and, in an ever more interconnected world, a team effort.

A visit to one of New York City’s most iconic holiday experiences brings back memories — and mints new ones.

Jakob Skov also mentored young programmers to develop the app for a Copenhagen nonprofit using surplus food from restaurants and grocers to feed people living on the streets.

Dan Rich is a five-year veteran of Mastercard’s disaster response team volunteering with the American Red Cross, most recently deployed to North Carolina following Hurricane Helene.

From simplifying payments of all kinds — retail, commercial, cross-border, blockchain — to making digital interactions more secure, technology and innovative partnerships are continuing to transform how we transact.