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You wouldn't let anyone use your toothbrush (at least not without your consent), because it's yours, right? Well, you should protect your credit even more fiercely. Here are some easy steps you can take to protect yourself against fraud.

- Sign new cards as soon as you receive them.
- Keep your card account numbers in a safe and secure place.
- Check your cards periodically to make sure none are missing.
- Destroy and dispose of copies of receipts, airline tickets, travel itineraries, or anything that displays your card numbers.
- Memorize your PIN. Never share it!
- Check out unfamiliar companies by calling your state or local consumer protection office and the Better Business Bureau.
- Report suspicious telemarketing calls to the National Fraud Information Center Hotline, 1-800-876-7060.
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