Open Finance Solutions

All of the account and transaction data you need.

Give consumers easier access to their bank statements, all in one place.

Engage your customers with clean, enriched financial data across multiple account types and providers. 

A real-time snapshot to easily determine account balance before funding, payment or account setup. 

Crystal-clear views of the financial past.

Instantly authenticate and verify account details, including routing and account numbers, to help mitigate fraud, maximize confidence and transform the user experience.

Easily and accurately verify employment.

Gain insights on authorized users, onboard more customers with confidence – all while reducing account opening fraud. 

Offer personalized experiences with permissioned data and network intelligence.

Lending just got easier. 

Leverage Mastercard’s open banking services and lend with confidence. Simple, quick, accurate—and smart. Our income verification data is constantly evolving to provide better results.

Bank-validated insights for a real-time view.

Leverage Mastercard’s open banking services and lend with confidence. Simple, quick, accurate—and smart. Our income verification data is constantly evolving to provide better results.

Learn how to improve your credit score with the UltraFICO Score. This new model lets you use your own bank account data to get credit for responsible habits.